We work with leading Cash Advance providers to ensure our clients can access the business financing they need, quickly for up to £500,000 in funding
Cash Advance gives our merchants the option of accessing additional support with flexible business financing. With an easy application process and a bespoke quote agreed upon upfront, Cash Advance offers a fast way to fund growth with a simple payment process.
Getting set up and approved is quick and easy, in as little as 4 simple steps, and you can have money in your bank as soon as 48 hours from your application.
Our Cash Advance partner will evaluate your business's credit and debit card transactions for the previous 6 months to your application, calculate the average monthly value and pay you the amount up-front and directly into your bank account.
This process will only include a soft-credit check and won't affect your credit score.
Then, you’ll pay for this financing with a pre-agreed percentage of your future transactions until you've settled the total amount.
Get a quote from our Cash Advance partner in minutes, with funds available within 48 hours
When you take Cash Advance financing, you’ll pay one fee that’s agreed upfront—no hidden fees or creeping costs
Pay your funds automatically, based on a percentage of your card transactions through DNA Payments
With payments made in line with cash flow, you can focus on what matters most; your business
No, DNA Payments doesn't arrange or facilitate this service.
For our clients that may require working capital solutions, we work with two third-party Business Finance solution providers: Liberis and YouLend, that offer a range of financial services, including Business Cash Advance. All credit-related decisions are managed by the relevant Cash Advance provider, not by DNA Payments. You can find more information, including terms and conditions, on the Liberis and YouLend websites.
Business Cash Advance is not a loan but involves Liberis or YouLend buying a percentage of your credit card and debit card sales. The Business Cash Advance is the upfront sum that the Cash Advance provider is paying for that purchase.
Based on your monthly credit and debit card turnover, your business could access between £2.5k – 500K. When you apply, the Cash Advance provider will give you an exact amount based on your business's profile, which you can choose to accept or decline.
Once accepted, the funds will be settled to your account by the Cash Advance provider. They'll advise exactly when this will occur. You will be expected to operate your business in a way that ensures the cash advance provider receives a monthly minimum amount of the total amount owed.
Unlike traditional finance, with a Cash Advance, you get one fixed fee that never changes. This means no interest or late fees. The fixed fee will be determined based on the advance amount and is paid through your business’ credit and debit card sales. The exact costs will be explained by the Cash Advance provider at the time of application.
Your credit score is unaffected when obtaining a quote. Taking out a Business Cash Advance may affect your business’ credit profile, and any decision to take out a Cash Advance shall be solely at your own risk.
Our Cash Advance providers evaluate your business's credit and debit card transactions for the previous 6 months to your application, calculate the average monthly value and pay you the amount up-front and directly into your bank account. This process will only include a soft-credit check, and it won't affect your credit score. Acceptance is not guaranteed and is dependent on the provider's credit assessment.